Operational Depth
Settlement flows, exception queues, and financial reconciliation workflows designed around how finance teams actually work.
About us
The team behind
trusted financial automation
We combine AI-powered transaction reconciliation, blockchain-backed audit trails, and enterprise-grade controls to help banks, NBFCs, fintechs, and payment platforms automate financial operations with confidence.
ReconcAI
Live for early access
Built for regulated financial institutions
- Banks
- NBFCs
- Payment Aggregators
- Fintechs
- Co-lending Platforms
Who we are
We build the intelligence layer for financial operations
TranzactIQ helps banks, NBFCs, fintechs, and regulated financial institutions automate transaction reconciliation, strengthen audit readiness, and replace manual spreadsheets with intelligent financial automation.
Our team brings together engineers, product leaders, and financial domain experts with deep experience in settlement, lending, payment reconciliation, and modern banking infrastructure.
We unify AI-powered transaction matching, exception management, blockchain-backed immutable audit trails, and explainable AI in one intelligent reconciliation platform, helping finance teams automate operations with complete audit visibility.
Just launched · 2026
ReconcAI early access is open for regulated institutions
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Years in FinOps
Our team brings years of experience in settlement, lending, payment reconciliation, and financial operations before launching ReconcAI.
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Specialists
Engineers, product leaders, and FinOps experts building an intelligent reconciliation platform for banks, NBFCs, and fintechs.
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Live product — ReconcAI
Newly launched in 2026. Early access is open for banks, NBFCs, and fintech operators adopting modern reconciliation platforms.
What we stand for
Principles that shape every product decision
Audit Ready by Design
Maker checker controls, explainable AI, and blockchain anchored audit trails from day one.
Built for Regulated Markets
Built for banks, NBFCs, payment aggregators, and enterprise fintech operators supporting regulated financial operations across India and beyond.
How It Works
From first conversation to production-grade reconciliation
A structured onboarding path for teams modernizing financial reconciliation that is secure, audit-ready, and aligned to your operational calendar.
01
Discovery & Scoping
Map settlement flows, file formats, exception patterns, and financial reconciliation requirements with your operations and finance teams.
02
Configure & Integrate
Connect ledgers, PSP exports, and core banking systems while configuring matching rules, AI thresholds, and maker-checker approval workflows.
03
Go Live with Controls
Launch with exception queues, immutable audit trails, and compliance-ready exports aligned to your financial close calendar.
Founder & Advisors
Partnered with leaders at the frontier of finance & technology
Our founder and advisors bring deep expertise in blockchain technology, AI, regulated banking, and enterprise fintech to guide TranzactIQ's vision for trusted financial automation.
Aditya Desai
Scaling Blockchain x AI Venture
Founder at Cuechain and Duredev, with experience at Uniswap, Seedify, and Evelon. Senior Consultant at IIT Madras, helped ventures raise $10M+ and accelerate launches by 35%. National-level cricket player.
Aditya Desai
Scaling Blockchain x AI Venture
Kamlesh Nagware
TEDx Speaker · Blockchain, AI, Fintech & Tokenisation
Technology leader and TEDx speaker across blockchain, AI, fintech, and tokenisation. Co-Chair of LF Decentralized Trust (Hyperledger) India, with roles at IIT Madras and IIM Lucknow. Finalist, RBI HaRBInger 2026.
Kamlesh Nagware
TEDx Speaker · Blockchain, AI, Fintech & Tokenisation
Prasanna Lohar
Investor · Board Member · Independent Director
Banker, digital architect, and independent director with leadership across regtech, fintech, blockchain, Web3, CBDC, and tokenization. Founder, CEO, speaker, educator, and mentor to enterprise teams.
Prasanna Lohar
Investor · Board Member · Independent Director