Operational depth
Settlement flows, exception queues, and close cycles — designed around how finance teams actually work.
About TranzactIQ
The team behind
trusted financial automation
We combine AI reconciliation, blockchain audit trails, and enterprise controls — so banks, NBFCs, and payment platforms close books faster with confidence.
ReconcAI
Live for early access
Built for regulated financial operations
- Banks
- NBFCs
- Payment Aggregators
- FinTechs
- Co-lending Platforms
Who we are
We build the intelligence layer for financial operations
TranzactIQ exists so regulated institutions can reconcile faster, defend every match in audit, and close books with confidence — without manual spreadsheets or black-box automation.
Our team brings together engineers, product leaders, and financial domain experts who have shipped settlement, lending, and payments systems for banks, NBFCs, and fintech operators across India and beyond.
We unify AI-powered matching, exception routing, and immutable audit trails in one explainable platform — so operations teams move from reactive firefighting to controlled, auditable close cycles.
Just launched · 2025
ReconcAI early access is open for regulated institutions
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Years in FinOps
Our team has spent years in settlement, lending, and payments before launching ReconcAI.
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Specialists
Engineers, product leaders, and FinOps experts building the platform with you.
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Live product — ReconcAI
Newly launched in 2025. Early access is open for banks, NBFCs, and fintech operators.
What we stand for
Principles that shape every product decision
Audit-ready by design
Maker-checker controls, explainable AI, and blockchain-anchored evidence from day one.
Built for regulated markets
Banks, NBFCs, payment aggregators, and enterprise fintech operators across India and beyond.
How It Works
From first conversation to production-grade reconciliation
A structured onboarding path for teams modernizing reconciliation — secure, auditable, and aligned to your operational calendar.
01
Discovery & scoping
Map settlement flows, file formats, exception patterns, and control requirements with your operations and finance teams.
02
Configure & integrate
Connect ledgers, PSP exports, and core banking data. Set matching rules, AI thresholds, and maker-checker approval chains.
03
Go live with controls
Launch with exception queues, immutable audit trails, and compliance-ready exports — aligned to your close calendar.
Our Founders & Board
Partnered with leaders at the frontier of finance & technology
Advisors and founders who bring deep expertise in blockchain, AI, regulated banking, and enterprise fintech — guiding TranzactIQ's vision and standards.
Aditya Desai
Scaling Blockchain x AI Venture
Founder at Cuechain and Duredev, with experience at Uniswap, Seedify, and Evelon. Senior Consultant at IIT Madras — helped ventures raise $10M+ and accelerate launches by 35%. National-level cricket player.
Aditya Desai
Scaling Blockchain x AI Venture
Kamlesh Nagware
TEDx Speaker · Blockchain, AI, Fintech & Tokenisation
Technology leader and TEDx speaker across blockchain, AI, fintech, and tokenisation. Co-Chair of LF Decentralized Trust (Hyperledger) India, with roles at IIT Madras and IIM Lucknow. Finalist, RBI HaRBInger 2025.
Kamlesh Nagware
TEDx Speaker · Blockchain, AI, Fintech & Tokenisation
Prasanna Lohar
Investor · Board Member · Independent Director
Banker, digital architect, and independent director with leadership across regtech, fintech, blockchain, Web3, CBDC, and tokenization. Founder, CEO, speaker, educator, and mentor to enterprise teams.
Prasanna Lohar
Investor · Board Member · Independent Director